One thing that is apparent is that if you own a small business, are self-employed, or just a single filer than you should expect a huge tax increase.

The 500-page tax bill made large, sweeping adjustments that can affect you business and hustle down the line. In order to prepare, you may need to shift some things around or make some changes to ensure that you don’t lose a lot more than you need to lose. Since the tax bill is here, the best thing that we can do is to try to figure out a way to outsmart it.

Here are 3 ways that the tax bill will affect your hustle and what you can do to outsmart the system:

Boss Inc.

Everyone knows at this point that the corporations will get the biggest break with taxes by going from a 35% tax rate to a 21% tax rate. This rate will largely effect startups and freelance bosses. It is with this in mind that startup and freelance bosses should start thinking about themselves and their expenses instead of claiming freelance money.

Non-Profits

Unfortunately, Non-profits will be hit hard. The new law will make deductions for charitable donations non-existent. This means that if you donate to a charity of your choice you can no longer claim that deduction. This mandate will hurt the for-profit businesses that have given large amounts to non-profits and the non-profits that have relied on big donations to keep running. The only way to out smart this change will be for the non-profits to consider a different structure.

S Corps

As we have established previously, the corps get the biggest tax breaks. In 2017, S-Corp bosses were seen as a pass through business that included partnerships, limited liability companies, and sole proprietorships. Pass through businesses could pass their income to their owners who pay taxes at the individual rate. Now, owners can only apply a 20% deduction to their business income. A tax break is probably the reason you decided to become an S Corp but with the changes maybe it’s time to consider becoming a C corp.

 

All my fellow dry skin girls know what it’s like to battle dryness in the winter. Here are a few masks that you can use to rejuvenate and revitalize your skin during the winter season.

Dry Skin

DIY Oatmeal, Milk and Honey Mask

Ingredients include lavender essential oil, milk powder, oatmeal powder, and  raw honey. Oatmeal powder is a highly essential ingredient as it provides a gentle scrub to remove dead skin while also moisturizing and soothing. Honey contributes antibacterial properties and also locks in moisture. Lavender adds a beautiful delicate scent with anti-inflammatory properties.

Step 1: Add 2 Tbs of powdered oatmeal, powdered milk, and raw honey

Step 2: Add 2 or 3 drops of lavender essential oil

Step 4: Blend everything together

Step 5: Apply with cosmetic brush and leave on for 15 minutes

Step 6: Rinse of with warm water and apply moisturizer to seal in moisture.

In-Store

Avocado & Oatmeal Facial Clay Mask, $4.29

This product includes many essentials that will soothe and smooth your dry skin such as vitamin E, avocado, and oatmeal.

Mario Badescu Super Collagen Mask, $24

This product contains collagen which will liven up your skin for a fresh youthful glow.

Glam Glow Hydrating Treatment, $69

Glam Glow has definitely risen in popularity in 2017. This particular mask contains coconut oil which is an essential oil in fighting environmental contaminants. It will also boost your lipid barrier and restore moisture.

Comment down below if you’ve used any of these products or have tried the diy mask.

Many people don’t take out the time to envision their 2018 and having a focus is important. Ask yourself key questions about where you want to be and what will make you happy in 2018. There is a long list of things that can be envisioned in your life, which can include your career, your relationships, skills that you want to gain or places that you want to go in life. One key benefit of vision boards is that creating a space and a visual representation of where you see yourself can help bring it to life.

Visualization is a powerful exercise and the power of a person’s thoughts and mind can take you farther than you can possibly imagine. According to a popular book The Secret,

One major rule about vision boards is that essentially there are no rules. Vision boards can reflect a way that you want to feel throughout 2018, they can be goal oriented and filled with images of things you want to accomplish or they could just be filled with positive notes and images that inspire you on a daily basis. It doesn’t matter as long as you are creating a positive impact on your life by inserting direction and positivity in you thoughts on a daily basis.

Here is how I would create a goal-oriented vision board:

Step 1: Create a list of areas in your life that important to you to fulfill in 2018

Take out time, set the mood, and let your stream of consciousness reflect your deepest desire unto paper

Step 2: Collect magazines that you love or images from Pinterest that are a visual representation of your goals.

Step 3: Map out your images on your poster before taping or gluing it down.

Step 4: Find a place on your wall that you see everyday.

Comment down below if you have envisioned your year before by vision board or if you have made one for 2018!