Reverse Your  Thinking:

Most people can relate to the cycle of getting your paycheck, treating yourself, paying your bills, and then saving what is left of your money. What if all you need to do to be closer to your money saving habits is to flip your thinking? Instead, people should envision their financial goals, pay their bills and then spend what is left of that money. Money saving and building wealth is all about discipline, strategy, and creating mind tricks that can entice you towards choosing the smarter option.

Save For Where You Envision Yourself:

Many financial experts would advise to have a 5 year plan in mind where you create attainable smaller money goals in order to reach a larger goal. An example of this strategy is saving 6 months of income till you have enough to move to a new location.

Pay Debt Down With Extra Money:

The most essential part about creating wealth is eliminating debt. As a millennial, I understand the struggle of dealing with a huge load of loan debt that may feel crushing. However, paying off loan debt can be a reality if you are strategic. This can be done with any bonuses, cash gifts, tax refunds, or any extra money that comes your way.

Put Your Money On Automatic:

Setting up automatic payments, savings, and investment contributions is a great way to leave room for other money habits. This is a great habit to form as you can easily have all your finances taken care of without much struggle or thought.

Meal Plan:

Food can easily become an expensive affair if not planned and budgeted. Set aside a meal budget and cook or prepare your meals to bring for lunch. Cutting out the expense of purchasing lunch can save you a lot of money and even force you to pick, cook and eat healthier options.

Comment down below if you utilize any of these techniques to save money!

 

 

Recently, I have travelled to the sunny side of Florida from March 14th- March 25th. It was a welcome respite from the cold Jersey weather and it was great to disconnect, relax, and explore new places. My friends and I are typically very adventurous and we love trying out different restaurants, seeking thrilling activities, and of course people watching. If you are an adventurous foodie with a love for people then my Florida Travel Guide is exactly what you never knew you needed.

Stay:

The best place to stay in Florida is anywhere in or near South Beach. Many of the restaurants, beaches and activities can be found by this location and will surely cut down uber costs if a place is simply booked in this vicinity.

My friends and I ended up staying at an Airbnb that was fairly close to South Beach and transportation was not too expensive as we were able to split it amongst each other six ways. Also, when booking an Airbnb it is always better to book earlier to have more options at an affordable price point.

Eats:

Puerto Sagua Miami– My first impression of Puerto Sagua was that it was small and cozy. It immediately gave off the ambiance of a home cooked meal and essentially that is exactly what you g0t at Puerto Sagua. Along with a welcoming environment, it hosts an extensive menu with a variety of Cuban food options and of course desert. I started out my meal with delicious chicken empanadas, ordered the oxtail stew over a bed of rise and plantations for my main course and then finished off my amazing meal with apple pie a la mode. The apple pie was hands down the best apple pie I’ve had in a while and my friends who ordered the tres leche had a similar experience.

Wet Willie’s South Beach– If you are looking for big drinks and the perfect people watching location then look no further. Wet Willie’s specialty are large fun drinks that are worth your buck and it was also a great location for people watching with it’s rooftop seats. Wet Willie’s also offers typical bar food options but I highly recommend their nachos which my friends and I all loved.

 

Art:

Wynwood Art Walls-The Wynwood Art District is a photographer and art lover’s dream as it hosts a variety of fun art walls and art exhibits. My friends and I spent a solid amount of time walking the walls, taking pictures, and enjoying the moment.

Thrill:

Thrill seekers can find an ample amount of water sport activities and I think that you can’t go anywhere without seeking a bit of a thrill. Miami offers many options such as speed boats, parasailing, snorkeling, and jetskis. I was able to sign us all up for a jetski tour with Miami Water Life Tours where we had an exciting experience.

Comment down below if you’ve been to any of these places or others in Miami!

Cowboy Boots

Pictured:

Alerama Boots: Aldo

Velvet Ankle Boot: Forever 21

White Large Buckle Western Chelsea Boots: Missguided 

Patent Leather Boots

Pictured:

Aurella: Aldo

Faux Patent Leather Boots: Forever 21 

Empire Pointed Toe Ankle Boots in Red Patent: Public Desire

A Pump With A Twist

Pictured:

Stessy: Aldo

Webbed Camo Stiletto Pumps: Forever 21

Lost Ink Red Croc Effect Heeled Pumps: ASOS

See Through or Glass Heel

Pictured:

Floriza: Aldo

Zipped Clear Stiletto Boots: Forever21

Marissa Perspex Glitter Strappy Heel in Gold: Public Desire

Socks In Heels

Pictured

Polished Sock High Heels: ASOS

Fishnet Faux Patent Pumps: Forever 21

Alexis Sock Fit Heels In Red Patent: Public Desire

Comment down below if you’ve tried any of these trends!